[SUGGEST]
Reallocate Health surplus.
You consistently underspend in Health by 408 kr. Consider reallocating this to your Tattoo goal.
[PATTERN]
Investment tracking gap.
Your average Investments spend is 500 kr, but you have a 750 kr recurring investment. Ensure all investments are tracked.
[PATTERN]
Significant untracked spending.
A combined 3,353 kr is spent monthly via Swish and Uncategorized. Categorise these to understand your spending.
[PATTERN]
Insurance/union spend missing.
You have 551 kr in recurring insurance/union payments, but your average spend is 0 kr. Check your categorisation.
[PATTERN]
Bills & Utilities discrepancy.
Your average spend of 7,122 kr in Bills & Utilities is much lower than your known recurring payments. Review your transactions.
[PATTERN]
Savings goal stalled.
You budget 750 kr for savings, but average 0 kr. Your 15,000 kr Tattoo goal has made no progress.
23 Jul – now vs 24 Jun – 22 Jul
| CATEGORY | PREV | NOW | Δ KR | Δ % |
|---|---|---|---|---|
| ■Bills & Utilities | 10 504 kr | 0 kr | −10 504 kr | -100% |
| ■Travel | 10 230 kr | 0 kr | −10 230 kr | -100% |
| ■Groceries | 2 028 kr | 326 kr | −1 702 kr | -84% |
| ■Entertainment | 1 741 kr | 192 kr | −1 549 kr | -89% |
| ■debt - klarna | 1 478 kr | 0 kr | −1 478 kr | -100% |
| ■Investments | 750 kr | 0 kr | −750 kr | -100% |
| ■Savings | 0 kr | 750 kr | +750 kr | — |
| ■Swish | 677 kr | 0 kr | −677 kr | -100% |
| ■Health | 399 kr | 0 kr | −399 kr | -100% |
| ■Restaurants | 1 021 kr | 722 kr | −299 kr | -29% |
| ■Shopping | 1 546 kr | 1 531 kr | −14 kr | -1% |
27 Jul–2 Aug vs prev week
| CATEGORY | PREV | NOW | Δ KR | Δ % |
|---|---|---|---|---|
| ■Shopping | 1 531 kr | 0 kr | −1 531 kr | -100% |
| ■Groceries | 919 kr | 0 kr | −919 kr | -100% |
| ■Savings | 750 kr | 0 kr | −750 kr | -100% |
| ■Restaurants | 722 kr | 0 kr | −722 kr | -100% |
| ■Entertainment | 242 kr | 0 kr | −242 kr | -100% |
Jul 2026
| MERCHANT | AMOUNT | STATUS | EXPECTED | MANAGE | |
|---|---|---|---|---|---|
| [!] | Akademikernas A-Kassaalias for: 82 | −140 kr | overdue | 26 Jul | |
| [!] | Akavia (fackförbund - behövs för A-kassa)alias for: 40 | −90 kr | overdue | 26 Jul | |
| [!] | RENT to cleoalias for: 6162-839725531 | −9 000 kr | overdue | 26 Jul | |
| [ ] | Akademikerförbundet SSRalias for: SSR | −135 kr | due | 31 Jul | |
| [ ] | Elnätalias for: FORTUM MARKETS AB | −217 kr | due | 31 Jul | |
| [ ] | Elöverföringalias for: ELLEVIO AB PUBL | −214 kr | due | 30 Jul | |
| [ ] | Gymalias for: STC | −399 kr | due | 29 Jul | |
| [ ] | Hemförsäkringalias for: FOLKSAM | −142 kr | due | 31 Jul | |
| [ ] | Person/Sjuk försäkringalias for: SKANDIA | −44 kr | due | 29 Jul | |
| [ ] | Telefonalias for: COMVIQ.SE KISTA SE | −476 kr | due | 30 Jul | |
| [ ] | AI Investment fundalias for: LYSA SPAR | −750 kr | upcoming | 24 Aug | |
| [ ] | Kioskalias for: CONVINI | −197 kr | upcoming | 3 Aug |
| MERCHANT | NOTES / ALIAS | CATEGORY | AMOUNT | CADENCE | TYPE | NEXT |
|---|---|---|---|---|---|---|
| 6162-839725531 | −9 000 kr | monthly | 26 Jul | |||
| LYSA SPAR | −750 kr | monthly ~31d | 24 Aug | |||
| COMVIQ.SE KISTA SE | −476 kr | monthly | 30 Jul | |||
| STC | −399 kr | monthly | 29 Jul | |||
| FORTUM MARKETS AB | −217 kr | monthly ~29d· variable | 31 Jul | |||
| ELLEVIO AB PUBL | −214 kr | monthly ~31d· variable | 30 Jul | |||
| CONVINI | −197 kr | monthly ~33d· variable | 3 Aug | |||
| FOLKSAM | −142 kr | monthly | 31 Jul | |||
| 82 | −140 kr | monthly ~30d | 26 Jul | |||
| SSR | −135 kr | monthly ~31d | 31 Jul | |||
| 40 | −90 kr | monthly ~30d | 26 Jul | |||
| SKANDIA | −44 kr | monthly | 29 Jul |